Michael J. Kench is a U.S. Best Selling Author, Speaker, Retirement Planning Specialist with over 20 years experience. Michael’s expertise is in Retirement Investing, Income Planning, 401k Rollover strategies, Tax Reduction, Social Security and Medicare Planning.

Michael served in the U.S. Naval Service, He also received a Bachelor Degree in Business & Finance.  Michael is a licensed Financial Advisor and certified to assist clients with their Medicare and Retirement Planning needs, California License # 0C83132. He can be reached at www.howtonavigatemedicare.com